A Fixed Index Annuity (FIA) are versatile products able to help fit a wide variety of potential needs. Upside potential, with no risk of losing premium due to market downturns.
MNL IndexBuilder fixed index annuity offers our highest upfront premium bonus¹ with flexibility features and competitive accumulation potential. With an optional additional benefit rider (ABR, for a charge²), clients can get a 7% enhanced premium bonus, a return of premium feature, up to 20% cumulative penalty-free withdrawals³, and a 4% annuitization bonus.
MNL Accelerate 5 is a great option for clients within a few years of retirement who want to downplay or even avoid market volatility before they start drawing down their retirement accounts. You can offer them guaranteed participation and fixed rates through the
5-year surrender period, with the opportunity to get a return every year.
MNL Endeavor® 8 fixed index annuity offers a non-premium bonus design, flexible premium, issue ages up to 85 (may vary by state), and minimum premium of $20,000 non-qualified and qualified ($50/month TSA salary reduction).
MNL Guarantee Pro is a single-premium, multi-year guarantee annuity (MYGA) with guarantee/surrender charge periods of three, five, and seven years¹ There are also options for penalty-free withdrawals² and a nursing home confinement waiver³.
The MNL Income Planning Annuity offers our highest guaranteed lifetime income, and gives clients the option to start income immediately (at least age 50). However, the longer they wait to start income, the higher the lifetime payment amount can be. With the lifetime payment increase (LPI), waiting each additional birthday increases their future payout by 10%¹. It has a flat 1.25% annual charge based on initial premium, and offers additional protection with a lifetime payment amount (LPA) multiplier for up to five years.
The MNL IncomeVantage Pro single-premium, fixed index annuity with built-in withdrawal benefit rider is designed to provide you flexibility in retirement planning with a variety of benefits: growth potential, liquidity options, retirement income, and a death benefit.
The MNL RetireVantage® flexible premium fixed index annuity has a non-premium bonus design, higher credited rates, enhanced crediting methods¹ (for a cost), and index options from household names like Nasdaq, S&P, and Fidelity.
The Direct Income SPIA provides clients with:
• Guaranteed income based on the payment option they select
• Seven options to help tailor income stream to their needs
• No additional decisions required after payment options are finalized
• Payments that will not fluctuate based on stock market performance
FIA Important Disclosure Notice (pdf)
DownloadDisclaimer
The information on this website is for marketing and educational purposes only and may not apply to your individual situation. Nothing on this site should be considered financial, tax, or legal advice. Please consult your own licensed professionals regarding your specific circumstances. Insurance products, features, and benefits vary by state and carrier. All guarantees are based on the claims-paying ability of the issuing insurance company. Past performance is not indicative of future results. This website and its representatives are not affiliated with or endorsed by any government agency or employer-sponsored retirement plan.
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