Privacy Policy

 Effective Date: December 17, 2025

Welcome to www.mybrokerjoe.com ("Website," "we," "us," or "our"). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our Website or interact with our services.

By using this Website, you consent to the data practices described in this Privacy Policy.

1. Information We Collect

We may collect personal and non-personal information from you, including but not limited to:

Personal Information

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Insurance-related information you voluntarily provide through forms

Non-Personal Information

• IP address
• Browser type
• Device information
• Pages visited and time spent on the Website
• Referring website or source

2. How We Use Your Information

We may use the information we collect to:

• Respond to inquiries and provide requested information or quotes
• Communicate with you regarding insurance products or services
• Improve our Website, services, and user experience
• Comply with legal and regulatory requirements
• Prevent fraud and protect the security of our Website

3. Sharing of information

We do not sell your personal information. We may share your information only in the following circumstances:

• With licensed insurance agents, carriers, or service providers for the purpose of providing quotes or services
• With third-party service providers who assist in operating our Website or business (subject to confidentiality obligations)
• When required by law, regulation, or legal process

4. Cookies and Tracking Technologies

Our Website may use cookies and similar tracking technologies to enhance user experience and analyze Website traffic. You may choose to disable cookies through your browser settings; however, doing so may limit certain features of the Website.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. While we strive to protect your data, no method of transmission over the Internet or electronic storage is 100% secure.

6. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing any personal information.

7. Your Privacy RIghts

Depending on your state of residence, you may have certain rights regarding your personal information. These rights may include the ability to access, correct, or request deletion of your personal data, and to opt out of certain communications. To exercise these rights, please contact us using the information provided below.

8. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). These rights include:

• The right to know what categories of personal information we collect, use, disclose, and share
• The right to request access to the personal information we have collected about you
• The right to request deletion of your personal information, subject to certain exceptions
• The right to correct inaccurate personal information
• The right to limit the use and disclosure of sensitive personal information
• The right to not be discriminated against for exercising your privacy rights

We do not sell or share personal information for cross-context behavioral advertising.

To submit a request, please contact us using the information below. We may need to verify your identity before processing your request.

9. Children's Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.

Contact Information

If you have any questions about this Privacy Policy or our data practices, please contact us at:

MyBrokerJoe
Email: joemartienzffl@gmail.com
Phone: 909-788-9151
Website: www.mybrokerjoe.com

This Privacy Policy is provided for general informational purposes and does not constitute legal advice.