Why FFL Is Dominating The Industry...

I was in the same spot you are now. I was looking for something that offered real income, real freedom and real purpose. Family First Life gave me all three. Tap below to see why...

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Licensing Assistance

 We cover your pre-licensing course and guide you through every step—from passing your state exam to getting appointed with top insurance carriers. 

Training & Development

 Our 90-Day New Agent Bootcamp equips you with proven sales scripts, on-demand video library, and live training using real client cases to help you build confidence and succeed quickly. 

Mentorship & Community

 Surround yourself with driven & success-minded individuals who work side by side, share strategies, and help each other build thriving businesses virtually and in person. 

All-In-One Platform

Competitive Compensation

 Using FFL’s platform, independent contractor insurance agents that work with FFL can receive carrier contract rates up to 145% by certain carriers and paid directly by the carrier. 

Sales Training

 At Family First Life, we offer independent contractor insurance agents the tools and resources to learn how to sell life insurance. Comprehensive sales training year-round so that those eager to become an independent contractor insurance agent can receive accessible, in-depth insights. 

Life Insurance Leads

 FFL does not sell leads. Independent contractor agents may choose to purchase life lead option available through the Integrity Lead Center and a massive inventory of insurance lead vendors that are updated in real-time and available immediately. There is no requirement to purchase leads to work with FFL. 

Hybrid Sales

 Independent contractor insurance agents can use the mode of sales they are most comfortable with in-person, tele-sales, and virtual-sales. FFL provides free training to all the independent contractor insurance agents that it works with to ensure they can excel at their preferred method! 

Family First Life - FFL

A Company Built By Agents, For Agents.

At Family First Life, we believe an agent's success starts with how they're treated — not how many people they recruit. That's why FFL isn't just a name, it's our entire identity: we protect the families of our clients, and we take care of the agents who protect them.


Here's what that looks like in practice:

  • Sales-based, not recruiting-based — your income reflects your work, not your downline
  • No sign-up fees — while other IMOs charge $100+ just to get started
  • No monthly platform fees — no recurring charges eating into your commissions
  • Starting comp of 80%+ — compared to the industry standard of 25%+ elsewhere
  • Real coaching, not "raw raw" hype — we teach the tangibles: scripts, systems, and skills that actually close sales
  • Multiple lead vendors — so you're never boxed into one source or left scrambling
  • Integrity Connect — software specifically designed to help you build and grow your book of business
  • Vested from Day 1 — what you build is yours, immediately

Other IMOs ask you to buy in, recruit hard, and hope the system pays off. FFL gives you the compensation, tools, and support to build a real business from day one — because when you win, your family wins, our client's family wins, and that's what we're here for.

Up to 145% Commission

 Independent contractor insurance agents that work with FFL receive carrier contract rates starting at 80% with top carrier product(s) and up to 145% by certain carriers meeting Issued Paid (IP) requirements and paid directly by the carrier.  

 Carriers issue a 9 Month Advance (75%). In the 10th-11th-12th month that a policy is on the books, the insurance carrier will pay the agent the remaining 3 Month Balance (25%) of the policy. If the policy lapses within the first 1year, the agent will owe the advance back to the carrier (Chargeback).

   *These results are not typical or guaranteed. Individual results are influenced by multiple factors. 

Our Carrier Partners

Available Products You May Offer:

  • Accidental Death
  • Cash Back Option
  • Child IUL & Whole Life
  • Final Expense
  • Fixed Index Annuities
  • Guaranteed Issue Whole Life
  • Index Universal Life (IUL)
  • Living Benefits
  • Mortgage Protection
  • Term 10-20-30yr
  • Whole Life
  • 401(k) Rollover


Integrity Connect

 Integrity Connect brings everything together in one convenient platform designed to help you stay organized with powerful tools and technology in one place. 

  • Calendar 
  • CRM
  • Discounts 
  • Lead Center
  • Personalized Phone Number
  • Personalized Website
  • Referral Dashboard
  • Quoting Tool
  • Underwriting Tool 

  *Integrity Connect is at-no-extra-cost.

  *You may also utilize any third party CRM system of your choosing at your expense.

Take The Next Step

  • Watch a short 5min overview video from President of FFL, Shawn Meaike
  • Fill out and submit the form to request an interview call within 24hrs 
  • Commit to complete your interview to determine a mutual fit

Let's GO!