SOME PRODUCT benefits and features MAY VARY BY state

Use life insurance as a compensation arrangement. Key employee may help protect against the loss of a critical employee's expertise. Buy-Sell Agreements may be a powerful business succession tool.  

You have the benefit of life insurance protection while you need it and at the end of the term period the option to request to terminate your coverage and receive 100% or 50% of your base premiums back  (less any loans). 

 Permanent life insurance that  grandparents or parents buy for their child. The child’s future insurability is guaranteed, regardless of health conditions that may occur later. Potential cash value that grows with the child. 

You may become the beneficiary of your own policy with Living Benefits coverage ensuring peace of mind in the event of an illness such as Cancer, Stroke or Heart Attack. 

 Final Expense insurance will cover you for life. With final expense insurance, prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure funeral and other end of life expenses are covered. 

Protect the ones you love with life insurance policies that provide financial security in case of an unexpected event such as death from natural or accidental causes. Available to fit your goals with Term, Whole Life & Accidental Death.

A strategy used to build wealth using the advantages of a dividend paying whole life policy combined with compound interest and tax advantages.

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. With mortgage life insurance protection, in the event of a death, the mortgage will be paid in full, so your family can keep the house. 

 Between multiple recessions, an uncertain Social Security future and a  daily fluctuating market, many pre-retirees have doubts about their retirement readiness. Protection from loss is an important piece of an overall retirement plan. Fixed index annuities, provide a level of guarantees and stability, offering premium protection from market downturns, and the potential for growth.