Protect Your Future Today

Initial guaranteed level term periods of 10, 15, 20, 25, or 30 years. No Cash Accumulation. Now available with Living Benefits that can give you early access to the policy’s death benefit should  you experience a qualifying chronic, critical, or terminal illness.

 Designed to provide your loved ones with cash to help cover expenses associated with your burial, funeral, and medical expenses. As long as you pay your premiums, your coverage is guaranteed  for life.

 Universal life insurance with a Cash Back Option that guarantees 100% of base premiums are available to you at  the end of the 20-, 25-, or 30-year level premium period. 

  Classical Life Insurance Protection meets Potential Policy Value Growth. This balance between protecting your family now and preparing for the future provides: Death benefit protection, Growth potential, Downside protection and tax advantages.

A concept that has been around for decades and broken down in the book "Becoming Your Own banker" by Nelson Nash. Think "BOLI" (Bank Owned Life Insurance). Just like the banks use life insurance now you can too and create your own family bank.

 A plan that will provide life insurance and potential to grow in cash value long side your child that may be used later in their life to fund real estate, business ventures, schooling or  anything else they may desire as adults. 

  This insurance covers you in case of death resulting from an accident. A Return of Premium (ROP) rider is available for ages 18-50 and pays a percentage of the premiums paid on the insurance policy at time of cancellation. (ROP Rider is not available in AR, CT, GA, NY, PA and VA.) 

 Leaving your money with your "Ex-Employer" is like getting divorced and leaving your money behind with your "Ex". You wouldn't to that, would you? If you recently got Fired, Laid-Off, Retire or Quit your job then it's time to Rollover your 401(k).

Stockbrokers and Financial Planners hate me when I shelter my client's money into a Fixed Index Annuity (FIA) because they can’t earn commissions from trading their money anymore and may not be able to charge fees for managing it. FIA may be your best option.