Getting approved is easy with
Simplified Underwriting Means No-Medical Exam!
Life Insurance, Retirement & Legacy Solutions
Accidental Death Insurance
Accidental Death Insurance
Accidental Death Insurance
Coverage that will ensure your family will be financially taken care of in the event of your untimely passing due to any type of accident. Return of Premium rider available.
Business Owner Plans
Accidental Death Insurance
Accidental Death Insurance
Use life insurance as a compensation arrangement. Key employee may help protect against the loss of a critical employee's expertise. Buy-Sell Agreements may be a powerful business succession tool.
Cash Back Option
Accidental Death Insurance
Cash Back Option
You have the benefit of life insurance protection while you need it and at the end of the term period the option to request to terminate your coverage and receive 100% or 50% of your base premiums back (less any loans).
Child Coverage
Critical, Chronic & Terminal
Cash Back Option
Permanent life insurance that grandparents or parents buy for their child. The child’s future insurability is guaranteed, regardless of health conditions that may occur later. Request of increase in coverage as their lifestyle changes into adulthood. Potential for cash value growth and tax-advantages.
Critical, Chronic & Terminal
Critical, Chronic & Terminal
Critical, Chronic & Terminal
You may become the beneficiary of your own policy with Living Benefits coverage ensuring peace of mind in the event of an illness such as Cancer, Stroke or Heart Attack.
Debt Settlements
Critical, Chronic & Terminal
Critical, Chronic & Terminal
Eliminate your financial strain so that you may get back on the right track to true financial freedom and personal fulfillment.
Estate Planning
Index Universal Life
Estate Planning
Estate-Plan Solutions, Trust and Will,
Attorney assistance, Revocable Trust, Pour-Over Will, Financial and Medical Power of Attorney, Health Care Directive, Deed Preparation Assistance
And more…
Final Expense
Index Universal Life
Estate Planning
Final Expense insurance will cover you for life. With final expense insurance, prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure funeral and other end of life expenses are covered.
Index Universal Life
Index Universal Life
Mortgage Protection Insurance
Provides the opportunity to build cash value within the policy by earning interest when the Index market value increases. The tax advantaged policy value may be accessed for future expenses or to supplement retirement income.
Mortgage Protection Insurance
401k, IRA, & Retirement Rollovers
Mortgage Protection Insurance
Mortgage Protection Insurance (MPI) is a way to protect one of your most valuable assets in the event of a death. MPI can be designed to: Give you a full return of your premiums if you outlive the policy, pay off the full or partial mortgage loan or even replace your mortgage payments for a certain period of time of your choosing securing your family from foreclosure.
Term Life Insurance
401k, IRA, & Retirement Rollovers
401k, IRA, & Retirement Rollovers
Protect the ones you love with the most amount of coverage for the least amount of premium possible. Available Term range from 10-15-20-25 & 30yr.
401k, IRA, & Retirement Rollovers
401k, IRA, & Retirement Rollovers
401k, IRA, & Retirement Rollovers
Between multiple recessions, an uncertain Social Security future and a daily fluctuating market, many pre-retirees have doubts about their retirement readiness. Protection from loss is an important piece of an overall retirement plan. Fixed index annuities, provide a level of guarantees and stability, offering premium protection from market downturns, and the potential for growth.
Our Trusted Carriers
